- Third-party financial ratings: We use data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also considered third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer’s transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify identified the number of states in which insurers offer coverage and company size by market share to score availability and reach.
How Freedom National rates compare to competitors
Freedom National has a much higher average full-coverage rate than the national average of $211 per month. Freedom National caters coverage to high-risk drivers, who typically face higher-than-average premiums. Full-coverage insurance from Freedom National is more expensive than coverage from companies like Safeco and Travelers but less expensive than coverage from Infinity.
See how average full-coverage rates from Freedom National and its competitors compare below.
Insurance Company Average Monthly QuoteDisclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Based on 3,806+ reviewsAverage cost of Freedom National auto insurance
Your car insurance premium will depend on a variety of factors, but your driving record and age likely affect insurance costs the most.
Drivers with past incidents on their records — like speeding tickets, car accidents, and DUIs — typically pay more for coverage than people with a clean record. Teenagers pay the highest premiums by driver age due to a lack of driving experience. Rates typically decrease with age for drivers between 25 and 69 but start to increase again for drivers 70 and older. [3]
Below, you can see how average monthly liability quotes from Freedom National compare to the national average and vary by driving record and age.
Driver Freedom National Average Quote National AverageDisclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Freedom National car insurance cost by state
Freedom National car insurance rates vary by state due to location-based factors like state minimum auto insurance requirements, population density, weather, accident rates, and more. Average premiums can even vary within a state by city and ZIP code.
Average liability rates from Freedom National are similar to competitors in Arizona and Utah but higher than in Georgia.
State Freedom National Average Quote State AverageDisclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Freedom National car insurance discounts
Discounts give you a chance to decrease your premium and make car insurance more affordable. While Freedom National advertises fewer car insurance discounts than you might find with other insurers, it offers some that can help cut down on your overall cost of coverage.
Here are the discounts Freedom National offers. Availability varies by state.
- Good driver: Demonstrating safe driving behavior can help you save on coverage.
- Renewal: You can earn a discount for renewing your policy after six months, as long as you haven’t filed any claims.
- Paid-in-full: Paying for your premium in full, rather than in monthly installments, can earn you a discount.
How customers feel about Freedom National
It’s tough to tell how customers feel about Freedom National because the company has a limited number of customer reviews online. And the few available responses aren’t consistent. The company also doesn’t have industry rankings from J.D. Power, AM Best, and the National Association of Insurance Commissioners (NAIC).
Freedom National has a star rating of 3.4 out of 5 from 14 customer reviews on Trustpilot. The company has even less consumer feedback on the Better Business Bureau (BBB) website. Freedom National has four reviews on its BBB Business Profile, resulting in a one-star rating.
Freedom National ratings
Freedom National doesn’t have industry ratings from third-party evaluators like AM Best, J.D. Power, and the NAIC Complaint Index, so it’s hard to assess how Freedom National compares to similar competitors in the industry.
Agencies like AM Best, J.D. Power, and the NAIC give insights into an insurer’s financial stability, customer happiness, and claims-handling services. Comparing these ratings across insurance companies can help you evaluate reliability and performance.
Freedom National car insurance coverage options
Freedom National’s car insurance coverage offerings include state-minimum required coverage — such as liability insurance, uninsured/underinsured motorist, and medical payments or personal injury protection coverage — as well as optional add-ons.
Here are some of the optional coverages you may want to consider for vehicle protection:
Comprehensive coverage
If severe weather, theft, or vandalism causes damage to your car, comprehensive insurance covers your vehicle repair or replacement costs.
Collision coverage
Following a car accident or collision with another object, collision insurance covers your vehicle repair costs.
Rental reimbursement coverage
Rental reimbursement coverage pays for rental car costs if your car needs repairs after an accident.Towing coverage
Towing coverage provides roadside assistance if your vehicle breaks down.High-risk coverage
Freedom National offers high-risk car insurance coverage. This means policy options are available if you have a poor credit history, let your insurance lapse in the past, need SR-22 insurance, or have tickets, at-fault car accidents, or a DUI on your record. [4]
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Based on 3,806+ reviewsOther options for Freedom National customers
Freedom National only sells auto insurance. If you’re looking to expand your insurance coverage beyond auto insurance, you’ll need to explore other insurance companies.
You may want to consider the following insurance coverages from another company:
- Homeowners insurance: Homeowners insurance covers your home and belongings from damage or loss.
- Renters insurance: This protects your personal property and provides liability coverage if someone incurs an injury at your house.
- Motorcycle insurance: Similar to auto insurance, motorcycle insurance covers motorcycle owners.
- Pet insurance: This can cover the cost of treating your pet’s illnesses and injuries.
Freedom National insurance FAQs
Comparing car insurance companies can be frustrating, especially when trying to find information about a smaller company like Freedom National. Here’s some additional information to help you make an informed decision.
